|
Specialized Loan Review assignments require experienced persons who know federal regulations as well as the policies of each institution.
An example of a loan review due diligence assignment performed by CES could include a comprehensive evaluation of targeted loans in a mortgage-backed securities portfolio where our Loan Review Specialists goal is to reestablish new credit risk parameters for each loan and also to project new criteria for Allowances for Loan and Lease Losses (ALLL) reserves or value impairments.
In assignments like the one mentioned, CES can provide a current evaluation on the real estate collateral securing the loans and from that make a recommendation for new allocation of interest reserves. The scope of this type of assignment is geared toward assessing potential credit rating downgrades and charge-offs for loans expected to go into default and is based upon a combination of the adjusted credit ratings for the overall portfolio.
In addition, CES provides Business Model Optimization, Core & Ancillary System Assessment & Conversion (Business Systems Analysis), Merger Integration, and Operational Due Diligence.
Should your institution be interested in any of these or other loan review services, we would be glad to discuss options and pricing for a loan review project tailored to your specific and immediate needs.
|
|
